Suraksha Bima Yojana Claim Process

Many people want to get insurance for their life, but Poor people are unable to get Insurance for themselves because insurance companies taking high rates insurance cover. Keeping this in mind, the Indian government has started PM Suraksha Bima Yojana (PMSBY) in the country where citizen have to pay a low amount of premium, So that any Indian citizen can get emergency Life Insurance for their life.

Every people should do Life Insurance for themselves, because any time an accident can happen in our life. We can feel safe when we have a insurance plan. If ever an accident happens in your life, we will get insurance cover under this PM Suraksha Bima Yojana plan. Through this post, we will give you complete information about Suraksha Bima Yojana.

Suraksha Bima Yojana

Overview of PMSBY:

Scheme Name PMSBY
Type Centrel Government
Objective To provide accident insurance
Apply ModeOffline

About PM Suraksha Bima Yojana:

PM Suraksha Bima Yojana was launched on 8 May 2015 by Prime Minister Narendra Modi. To get benifits of the scheme, the applicant will have to pay a very low (₹ 12) premium every year. Under this scheme, insurance amount ranging from ₹ 100000 to ₹ 200000 is provided by the government. Every year the premium amount is deducted from the bank account before 1st June of the year. If you also want to take advantage of this scheme, then you can apply on your nearest Bank.

Eligibility for Pradhan Mantri Suraksha Bima Yojana:

•The applicant should be an Indian resident.

• The age of the applicant should be between 18 years to 70 years only.

Required documents:

•Aadhaar Card

•Identity card

•Bank account passbook

•Age certificate

•Income certificate

•Passport size photo

How to Claim PM Suraksha Bima Yojana:

Step 1: First of all you have to get the application form of PMSBY, you will get the form by visiting the official website

Step 2: After visiting the website, You will see the Form option on the homepage, simply click on that option.

Step 3: After that a new page will be open, Where you have to click Pradhan Mantri Suraksha Bima Yojana.

Step 4: Now Application form PDF will be open on your screen, Simply download the application form.

Step 5: Now print out the application form and fillup the form with your personal details.

Step 6: After filling the form, go to the nearest bank where you want to open PMSBY and submit your application form.

How to check the list of PMSBY:

Step 1: Go to the official website of pmsby.

Step 2: After visiting the website, click on the beneficiary list.

Step 3: On the new page select your State.

Step 4: After that select your district.

Step 5: Now select your Block, After that the beneficiary list will be show on your screen.

Benifits of PMSBY:

• The benefits of this scheme will be provided to all the people of the country.

• If the applicant dies in an accident, then his family will be get insurance up to Rs.2 lakh.

• If the applicant is temporarily disabled in an accident, then he get an insurance cover of up to one lakh rupees.

Contact Details of PMSBY:

If you want to ask any queries regarding the PM Suraksha Bima Yojana then can contact on this Toll-free number.

Phone Number: 18001801111

Know More: Rail Kaushal Vikas Yojana.

Last Few Lines:

If the applicant’s bank account is closed due to any reason or he does not deposit the premium, then his policy will lapse. Apart from this, after the completion of 70 years age of the applicant, the Bima policy will be end. If you want to secure your family than The PMSBY scheme is the really benificial scheme for you. Hope you like the article, kindly share this post with your friends.


How much can I claim from Suraksha Bima Yojana?

The claim amount is Rs. 2 lakh for Suraksha Bima Yojana.

How do I claim a PMSBY claim?

You have to submit the claim form in the bank under the 30 days of the death.

How long is the claim settlement period for PMSBY?

The settlement period for PMSBY is 7 days.

What is not covered in PMSBY?

Generally the suicide death is not covered in PMSBY.

How do I track my PMSBY claim status?

To track your PMSBY claim status, You can visit your bank website on the PMSBY section.

What is the cooling period in PMSBY?

The cooling period in PMSBY is 45 days.

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