Kerala MEDISEP Scheme details 2023

The government of Kerala keeps on bringing new schemes from time to time for the people of their state. Government of Kerala launched MEDISEP scheme on July 1, 2022. The scheme provides a medical insurance for state government employees, pensioners and their eligible family members. Under the scheme, benificary will get cashless medical aid with comprehensive coverage of up to Rs.3 lakh per year. If you want to apply for Kerala MEDISEP Med card than you came to the right place. Read this post till the end to know more about this scheme.

 Kerala MEDISEP Scheme

Overview of Kerala MEDISEP Scheme:

Name of the schemeMEDISEP Scheme Kerala
BeneficiariesKerala Pensioners and employees
Official Website

About Kerala MEDISEP Scheme 2023:

The C.M of kerela launched the MEDISEP scheme on 1 July 2022. The full form of MEDISEP Scheme’s is Medical Insurance for State Employees and Pensioners. The scheme was implemented by Finance department of Kerala government. This is a health insurance scheme where Almost 1920 Diseases covered under this scheme. The monthly insurance premium of the scheme will be only Rs 500. If you want to apply for the scheme then you can visit their Official website.

Eligibility Criteria:

In order to get the benefits of MEDISEP Scheme , the benificary must be admitted in the hospital for full day or 24 hours.

Who is not eligible:

Employees and retirees of independent organizations, cooperative institutions such as the Kerala State Electricity Board, Kerala State Road Transport Corporation, and the Kerala Water Authority employees aren’t eligible for this scheme.

Documents required to apply the scheme:

•Identity card

•Aadhar card

•Mobile number

How to register Kerala MEDISEP Scheme:

Step 1- Go to the official website of MEDISEP Scheme, the name of the website is

Step 2- After opening the site, you can see register option on the homepage, simply click on the option.

Step 3- After that a form will open infront of you, Fill out the application form with the correct information.

Step 4 – Don’t forget to upload the documents as required, in this way you can signing up for the program.

How To Download Medcard Online:

Step 1- Go to the official portal of MEDISEP Scheme.

Step 2- On the homepage you can see “Download Medcard” simply click on it.

Step 3- After that a login page will open infront of you.Enter the login details of the beneficiary.

Step 4 – Now click on the sign-in option. After that the MED CARD will be open in your screen.

Step 5- You can download the card by clicking the download option.

How To Login MEDISEP Scheme portal:

At first go to the official website, In the page you see the Login section. Simply click on that option. After that a login form will open infront of you. Here you need to put your username and password, after that you can login in that portal.

What MEDISEP cover?

MEDISEP coverage the cost of medicines, doctor and attendant fees, room charges, diagnostic charges, implant charges and dietary charges of the hospitals.

Few Benifits of MEDISEP Scheme:

• All government employees and retired pensioners of Kerala is eligible for the scheme.

• From the medicine prices to doctor and staff costs, medical expenditures are all covered by the the MEDISEP.

• There are 1920 treatments available in MEDISEP, Benificary will be get treatment under those disease.

• After hospitalisation, benificary will get 15 days of coverage.

• Through the scheme they can save the their personal savings because the government will pay the treatment amount.

Tweet of Pinarayi Vijayan:


What is the MEDISEP package in Kerala?

MEDISEP package in Kerala Is upto 2 lakh per year.

What is the maximum coverage of MEDISEP?

The maximum coverage of MEDISEP is 3 lakhs.

Is MEDISEP available for Ayurveda treatment?

Yes Ayurveda treatment is available in MEDISEP

Is Medisep available for family pensioners

Yes Medisep is also available for family pensioners.

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